The Huffington Post Weighs in On Dealing With the Equifax Security Breach

By now, most consumers are aware of the data breach that credit reporting agency Equifax experienced. These hacks have compromised millions of consumer’s personal information and have sent shockwaves through the financial sector. One of the main things people are curious about is how to protect themselves in the wake of these breaches.

The last thing a person needs to do in a situation like this is panic and make rash decisions. Many people are encouraging others to put a freeze on their credit, but this is not the right move. Here are some of the things a person can do to keep themselves protected in the wake of the Equifax data breach.

Sign Up for Credit or Fraud Alerts

The main three credit reporting agencies all have credit and fraud alerts available to consumers. These alerts are usually free to sign up for and will alert a person if someone is trying to use their personal information or credit cards. With this alert, consumers are able to inform various vendors that their information may have been compromised.

This alert will also inform a consumer if their information is being used and where. A person will have to renew these alerts every 90 days to stay protected.

Keep a Close Eye on Credit Reports and Accounts

The next thing a person should do in the wake of this data breach is to check their credit report and any credit card accounts on a regular basis. If a person does notice unknown charges or new accounts being opened, they will need to act immediately.

The longer a person waits to act on suspicious charges, the more damage they will ultimately do to their credit history. By acting in a swift and timely manner, a consumer will be able to stop any fraudulent activity and keep their high credit score intact.

Reaching out for help from professionals in the identity theft protection industry is a smart move due to the guidance and services they can offer. There are also a number of articles on huffington post that deal with this subject. Reading these articles can give a person a firm grasp on how to protect their sensitive information.