Many people who enjoy travel tend to stretch their vacation budget out as far as they can by choosing basic hotel rooms, coach airfare and cold cuts in the room rather than dining out. However, by taking advantages of the benefits of some popular credit cards, travellers are realizing that miles and points allow upgrades they never thought possible. Here are the top 3 credit cards for the summer.
Chase Sapphire Preferred Card
This is a very impressive entry level card. The low annual fee is waived the first year, allowing users to get accustomed to all the benefits. The most intriguing feature of this card is that the Chase Ultimate Reward points can be used for travel directly, or they allow them to be transferred to many different loyalty programs of hotels and airlines. Other appealing features include earning double points for travel or dining and insurance on rental cars. Also, points can be redeemed at 1.25 cents per point when transferred to partner hotels and airlines.
Chase Sapphire Reserve Card
This is considered a premier travel credit card. While the annual fee is $450 the benefits will be excellent. The account will receive an automatic credit of $300 with the first travel purchase each year. Those that do a lot of international travel and plan to apply for expedited security & border control programs, charge it on the card and the application fee will be refunded. Triple points when using the card for eating out and travel. Plan on having access to 1000 lounges in airports all around the world. The points here transfer as 1.5 cents per point so that is even more appealing.
American Express – Platinum Card
This has been a very popular travel card for many years. The annual fee is higher than the other two mentioned at $550, but if used correctly all the benefits will make up for this. Maximize points by earning 5x on airfare and hotels. Automatic credits for things like baggage fees for up to $200. Tie the card to an Uber account and get another $200 credit. Also, refunds on Global Entry/TSA Pre-Check Fee, elite status with Hilton and Starwood as well as valuable points that can be used with 20 different hotel and airline loyalty programs.
So, for those ready to take travel to the next level apply today.