In Wisconsin, surgical procedures equate to high overall expenses and require some payments upfront. Patients with upcoming surgeries obtain the funds through non-traditional lenders if they have bad credit. The short-term loans offer adequate funding for necessary treatments. A local lender provides the funds the patients need quickly after their application is approved.
The Cost of a Consultation
After the primary-care physician determines that surgery is necessary, the patient visits a specialist for a consultation. Health insurance covers the cost of the visit, but it doesn’t cover related co-pays. Each time that the patient visits the surgical specialist, a copay is required. The cost of the co-pay ranges up to $50 on average. The total cost leading up to the surgery requires a fast payment. A short-term lender offers a financial solution for the total cost of the copays.
Booking the Surgery
Select healthcare programs require patients to provide a percentage of the surgical expenses upfront. Any elective surgeries aren’t covered 100% by the healthcare insurance. The patient is required to provide a payment for the designated percentage and a portion of their deductible. Short-term lenders offer installment loans up to $2,000 that help patients cover related costs.
Rehabilitation and Physical Therapy
Patients visit a physical therapist after procedures that affect their range of motion and to manage their pain. The services are covered partially by the healthcare insurance. The patient incurs any costs that weren’t covered by their healthcare plan. Select therapists also require copays, and the patients must pay a percentage of the cost of medical supplies. A short-term loan also helps patients eliminate the expenses without facing a financial hardship.
The Cost of Prescription Drugs
All health care plans offer discount options for medications. Unfortunately, the cost of narcotic pain medications isn’t covered fully by all plans. To access their prescription quickly, the patients seek assistance from their preferred short-term lenders.
In Wisconsin, surgical procedures and after-care requirements generate high costs for patients. Any patients who are on a tight budget won’t have the funds when they need to pay their doctors. Short-term lenders provide a full array of funding solutions for surgeries and copays. Patients who want to learn more about their financing options contact Blue Trust Loans right now.